Mortgage Services

    • First Time Home Buyer Mortgage

    Buying your 1st home should be exciting and it is one of the most important things in one’s life, but sometimes it could bring a lot of hassle.

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    • Mortgage Renewal

    We are here to find the perfect solution for you to save you money and time.

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    • Mortgage Refinance

    Debt consolidation, home renovation and repair, investments on other business or cottage and so on can also be funded by the equity built-up on your current property.

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    • Self Employed Mortgage

    Self-employed Canadians could face hard time to get their mortgage approved due to unstable source of income or low taxable income reported, etc.

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    • New to Canada Mortgage

    Need a place to settle down? We can help. Gary Zhou will find you the suitable mortgage program and perfect solution to assist you to start your new life in Canada sooner.

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    • Non Resident Mortgage

    Many non-residents are buying investment or vacation properties.

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    • Investment Property Mortgage

    Real estate investments are getting popular for individuals who are looking for fixed assets capital gains and additional source of income.

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    • Vacation/Second Home Mortgage

    There are many financial routes and ways you can take when buying a Vacation or second Home. Gary Zhou will help you to discover the best suitable decision.

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    • Spousal Buyout Mortgage

    Dealing with mortgage and credit issues during divorce and separation is stressful and the recent government rules have made it more difficult to solve.

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    • Alternative Lending

    For some special circumstances, individuals are not approved by some major Canadian lenders due to their bad credit histories or job loss and so on.

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